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The Advisory Board


Stella A. Obiora-Mbachu, Ph.D., CFE is a Partner and the Chief Operating Officer (COO), J. C. Owens Global Consulting, LLC. Stella, a Certified Fraud Examiner (CFE) was for many years a university professor and taught English to undergraduate and graduate students.


Stella has also been engaged in international investigations since 1986. She directs and coordinates the firm’s investigative correspondents around the world. She monitors each case handled by the firm from commencement and organizes the direction of the investigation until it is concluded.


Stella is a Senior Editor of the anti-fraud portal,  She co-authored the books, Indicators of Fraudulent Foreign Health Insurance Claims and Uncovering Fraudulent Foreign Life Insurance Claims – Vol. 1 (Incorporating lessons for Claims Examiners and Investigators worldwide) with Israel Obiora Mbachu.



Israel Obiora Mbachu, C.F.E., C.I.I. is the Principal Partner and Chief Executive Officer (CEO) of J. C. Owens Global Consulting, LLC. The firm specializes in international risk and investigation consulting work. Israel holds a 1976 Bachelor of Science (B.Sc.), Second Class Honors, Upper Division degree in Psychology. After acquiring a Certificate in Insurance and Risk Management in 1979, he joined the British-managed firm of international loss adjusters, Graham Miller & Co. as an Investigator/Adjuster, where he honed his investigation skills between August 1979 and September 1986.


In November 1986, Israel co-founded J. C. Owens Group Worldwide with Stella A. Obiora-Mbachu, Ph.D., C.F.E. Israel is still actively involved in the group’s work and, to date, has investigated or initiated, directed and coordinated thousands of fraudulent life, health and travel insurance claims in over 150 countries for insurance principals, Health Maintenance Organizations (HMOs), travel insurance companies and on behalf of other investigative agencies/risk consulting firms in the United States, Canada, Europe, Asia, and the Middle East.


Israel, a Certified Fraud Examiner (CFE) and a Certified International Investigator (CII) is a Director of the one-stop-shop claim adjudication platform: He is the Editor-in-Chief of the corresponding Journal of Foreign Life and Health Fraud Incorporating Travel Fraud (online and print). He has written several books on foreign life and health insurance fraud examination and investigation including a recent publication, Uncovering Fraudulent Foreign Life Insurance Claims – Vol. 1. He has presented papers in fraud seminars in the United States and the Netherlands.