Global Solution Providers   *  Advisory   *   Anti-Fraud Training   *   Certifications

J. C. Owens Global Institute

Global Investigation Training Providers

 

Global Life and Health Insurance Anti-Fraud Professionals – GLHAP

 

“Providing claims investigation solutions every radius of the globe.”

                   _________________________

 

Certified Life Insurance Fraud Investigator (CLFI)

Certified Life Insurance Anti-Fraud Consultant (CLAC)

                    _________________________

 

EMERGING PROFESSION REQUIRING PROFESSIONALS WORLDWIDE

 

Program objective

 

The objective of the program is to produce a pool of trained, knowledgeable, skilled and certified life insurance fraud investigators in every nook and cranny around the world. A certified professional investigator will effectively investigate suspicious life insurance claims from the simple scenario of contrived supporting documentary proofs to the complex scenario of body substitution, when a corpse is produced and there is a burial site/tombstone. They should be able to investigate claims under such policies as follows:

 

·         Whole Life Insurance

·         Term Life Insurance

·         Group Life Insurance

·         Accidental Death

 

An effective life insurance fraud investigator should be able to report professionally on their investigation. A standard report is that which conveys the findings succinctly for the principals as well as for the third party including the court in the case of litigation.

 

With the pool of trained, knowledgeable and certified professional investigators around the world, the global life and health insurance industry will begin to resolve the present challenges of dearth of relevant professionals and combat the estimated US$5 trillion life and health fraud per annum.

 

 

Program materials

 

1.    Examining and Investigating Foreign Life Insurance and

Accidental Death Claims: The Workbook

(The Definitive Guide for Claims Examiners and Investigators in

Examining and investigating foreign life insurance and

Accidental death claims worldwide)

ISBN 978-0-9912350-5-6

 

2.    Handbook: Uncovering Fraudulent Foreign Life Insurance Claims – Vol. 1 (Incorporating lessons for Claims Examiners and Investigators worldwide)

ISBN 978-0-9912350-1-8

Available on this web site: 

Click here to purchase

Also, available on Amazon.com

 

3.    Articles: Relevant articles under the Anti-Fraud Journal link:

Click here

 

Job opportunities

 

The certified professionals will find ready work in the global life and health insurance industry. They may choose to work as Life Insurance Fraud Investigator in the local insurance industry, the global life/health insurance industry or the travel insurance (in the areas of accidental death and related extensions) industry. They may also opt for self-employment.

 

-       You do the work that offers you satisfaction

-       You can work throughout your lifetime

-       You work around the world

-       You require only a laptop with Internet access

-       You can work from home and do not necessarily require an office

-       You can work on full-time basis or part-time basis

 

Persons required to train include the following:

 

Certified Life Insurance Fraud Investigator (CLFI)

 

The program is open to the following:

 

Ø  College and university students undertaking any course of study.

 

Ø  High school diploma holders who hold accredited professional qualifications such as in insurance, accounting, finance, marketing, etc.

 

Ø  A holder of a Master’s degree or a Ph.D. degree in any course of study.

 

The candidates for the CLFI designation must score 75% on the 100 multiple choice, objective questions drawn from the relevant workbook, handbook, and the Anti-Fraud Journal. On passing the examination, they will be awarded the CLFI designation. They can append the designation by their name such as follows:

 

 

Certified Life Insurance Anti-Fraud Consultant (CLAC)

 

The Certified Life Insurance Anti-Fraud Consultant (CLAC) is awarded to the candidate who has held the CLFI for at least five years with unblemished record. Further, the candidate (the field Investigator) would show documentary evidence or proofs to have worked at least 100 investigative assignments adjudged to meet set standards. There is no examination required.

 

The candidate will be designated in any of the two ways as follows:

 

 

For Mr. Edwards above, there may not be any need to append the CLFI designation by his name if he so chooses. The fact that he already has the CLAC indicates he must have acquired the CLFI. But he is at liberty to make the choice.

 

If you hold the CLFI designation and are already working in the insurance office, you do not require to show evidence of having worked 100 investigative assignments. All you require to do is to show evidence of having worked in the claims area for five unbroken years and without blemish in respect of your ethical performance of the work and your integrity.

 

Certificate, Continuing Professional Development Program

(Certificate, CPDP)

 

Most of the articles and courses on the Anti-Fraud Journal link are aimed at sharpening the skills of the life and health Claims Examiners, SIU Investigators, Travel Adjusters, and field Investigators. They cover the current fraud trends. The article or course earmarked for the CPDP for each year is noted accordingly.

 

We would reach out to the insurance professional associations and institutes around the world to encourage their members to update their fraud knowledge via our CPDP in their respective areas of work.

 

The assessment would be for the candidate to write an essay stating the lessons they gained from the articles and courses and the impact on their work. The assessment would be made by members of the Advisory Board. A score of 75% and more is required for the candidate to be successful. The successful candidate is awarded the Certificate, CPDP 2017 or whichever year that is applicable. The certificate is equivalent to 10 credit hours.

 

Benefits of obtaining the professional qualification

 

·         Members can log into and read the articles on the anti-fraud journal link.

 

·         The articles on the Anti-Fraud Journal will be printed twice a year and made available to the members at 40% discount (value: US$50.00 per year). It will be published as follows:

 

Journal of Foreign Life and Health Fraud

Incorporating Travel Fraud

ISSN 2324 9226

 

·         Our other professional publications outside the handbooks and the workbooks (see Resource Publication link) can be purchased for 40% discount of the advertised price.

 

·         The certified professional investigator who is a field Investigator can earn up to US$1000.00 and more from a single investigative assignment.

 

Training Costs and Prices

 

Certified Life Insurance Fraud Investigator (CLFI)

Total cost: US$350.00

 

·         Examining and Investigating Foreign Life Insurance and

Accidental Death Claims: The Workbook

US$75.00

·         Uncovering Fraudulent Foreign Life Insurance Claims – Vol. 1

(Incorporating lessons for Claims Examiners and Investigators

Worldwide)

US$65.00

·         Access to Anti-Fraud Journal link

US$75.00

·         Examination: US$100.00

·         Certificate: US$35.00

 

 

 

 

Certified Life Insurance Anti-Fraud Consultant (CLAC)

Total cost for assessment and certification: US$300.00

 

·         Assessment: US$200.00

·         Certificate: US$100.00

 

Certificate, Continuing Professional Development Program

(Certificate, CPDP)

For insurers’ Claims Examiners, SIU Investigators,

Travel Adjusters, and Field Investigators

Total cost: US$350.00

 

·         Access to Anti-Fraud Journal link: US$75.00

·         Assessment of the essay: US$250.00

·         Certificate: CPDP: US$25.00

 

                                     ___________________________

 

 

 

Interested in this profession?

By registering you have indicated your interest to study or train for the certificate or the certification. Please, complete the form and submit.

 

Click here to register

 

 

 

CONTACT DETAILS

 

P. O. Box 72218

Thorndale, PA 19372-7218

United States of America

 

Tel: (610) 383-4117

Fax: (610) 383-7114

 

E-mail: info@foreignlifeandhealthfraud.com